Are there any EMI conversion charges on my IDFC FIRST Bank Credit Card?

Credit Cards IDFC First
1

Do i need to pay charges to convert my transaction to an emi payment?

2

Yes, EMI conversion will incur the below charges:

  1. A one-time processing fee of Rs. 99 or 1% of the transaction amount (whichever is higher) + GST
  2. Interest of 18% p.a. (reducing rate) + GST.