Does PNB offer credit cards that are exclusively designed for students? If yes, what are the names of these credit cards, and what benefits do they provide? Can students apply without a regular source of income? Is there an age requirement to qualify for a student credit card? Do students need a parent or guardian as a co-applicant or guarantor? Can students get a credit card by providing a fixed deposit as collateral? Are there any special debit-card-based credit cards or prepaid card options for students? Are there any special discounts, cashback offers, or rewards for students? Do these cards offer lower credit limits to promote responsible usage? Are there any fee waivers or interest-free periods for student credit cards? What documents do students need to provide, such as college ID, admission letter, or proof of address? How can students apply—online, through a branch, or with parental consent?
Punjab National Bank (PNB) does not offer credit cards specifically tailored for students. However, students and individuals without a prior credit history can consider the following options:
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Secured Credit Cards Against Fixed Deposits: Created for those without a stable income or credit history. The credit limit is typically a percentage of the FD amount.
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Education Loans with Credit Facilities: PNB Saraswati Scheme: Offers education loans to students for pursuing higher education.