I have a monthly salary of ₹60,000 and am looking for the best credit card in India that offers maximum value. I want a credit card that provides a great mix of cashback, reward points, and exclusive benefits like lounge access, fuel surcharge waivers, or dining discounts.
Since I mostly spend on online shopping, dining, and travel, I would like to know:
- Which credit card offers the highest cashback on online purchases?
- What are the best credit cards for reward points redemption on flights or hotel stays?
- Are there any credit cards with zero annual fees that still offer good perks for someone in my income range?
- Is it better to go for a premium credit card with a higher income requirement?
I’ve heard about cards like the HDFC Regalia, Axis Magnus, and SBI SimplyClick, but I’m not sure which one would suit my spending habits the best. Can anyone recommend the most suitable credit card for a ₹60,000 monthly salary, considering spending categories and income eligibility?