Best credit card in India for someone with a ₹60,000 monthly salary who travels frequently?

I frequently travel for work and leisure and want a credit card that offers free airport lounge access , air miles , and discounts on flights and hotels. My salary is ₹60,000 per month. Would premium cards like HDFC Regalia, Axis Vistara, or SBI Elite be worth it? Are there better travel-focused cards with lower income requirements?

HDFC Regalia-
Rewards-

  • You will get 12 complimentary airport lounge accesses within India and 6 abroad.

  • 10,000 Reward Points on achieving spends of ₹5 lakhs in an anniversary year. Plus, get an extra 5,000 Reward Points when your spending hits ₹8 lakhs.

  • You will earn 4 Reward Points on every ₹150 spent on all retail transactions.

Charges-

  • Joining/renewal fee of Rs. 2,500 plus applicable taxes.
    HDFC Bank

Axis Vistara-

Rewards-

Earn 2 Club Vistara (CV) Points for every Rs.200 that you spend.

Get a complimentary economy class flight ticket as a welcome gift.

On every Wednesday you will get discount upto 15% on booking of flights and hotels via Goibibo and MMT

You will get 3 economy class tickets vouchers on achieving the milestone achieved.(1 ticket on spend of Rs. 1,25,00; 2 tickets on Rs. 2,50,000; 3 tickets on Rs. 6,00,000)

Charges-

Axis Vistara joining fees is Rs. 1,500

Axis Vistara annual fees is Rs. 1,500

Finance Charges- 3.75%

For more info visit Apply for Axis Vistara Credit Card Online in India | Axis Bank

SBI Elite-

Rewards-

Earn 2 Reward Points for every ₹100 spent on international transactions.

Enjoy 6 complimentary international airport lounge visits per calendar year (maximum of 2 visits per quarter), along with 2 complimentary domestic airport lounge visits every quarter at airports across India.

Fees-

Joining Fees is Rs. 4,999+ taxes

For more information you should visit SBI Elite Credit Card - Benefits & Features - Apply Now | SBI Card

So for you I think Axis Visatara will be more suitable because of its rewards like free economy tickets on milestones achieved, 2 reward points for every Rs. 200 spent, Discounts on flight bookings and hotel bookings via Goibibo and MMT.