I have a Kotak credit card and want to pay my bill online. I prefer using NetBanking instead of UPI or other methods. Is there an option to pay my Kotak credit card bill through NetBanking, and how does the process work? Also, are there any extra charges, and how long does it take for the payment to reflect?
Yeah, you can totally pay your Kotak credit card bill through NetBanking—and it’s pretty easy. If you have a Kotak Mahindra Bank account, just log in, head to the credit card section, and make the payment. It’s instant and free.
If you’re using another bank’s NetBanking, you’ll have to do an NEFT/IMPS transfer. Just add your credit card number as the account number and use IFSC: KKBK0000958. IMPS is instant, but NEFT might take a few hours or even a full day if it’s a weekend. Some banks might charge a small fee for NEFT, so check that.
If you don’t want to do this every month, just set up AutoPay in your Kotak NetBanking—it’ll deduct the bill automatically, so no late fees!