Are SC credit cards abroad (Singapore, UAE, UK) more secure than Indian SC credit cards when it comes to fraud?
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SC cards have great worldwide fraud protection, but some features vary by country. In India, SC provides OTP verification and SMS alert for each transaction. Change feels good, especially in the laps of luxury & elegance where a first time subscriber like me, with a SC account back then, could effortlessly walk in evergreen grounds of luxury & elegance, wherever required, and get it, &/or done, with nothing more than a smile. SC does not sell skin for services, SC does not cater to that economy They upgrade their client relationships with time for smooth conversions — SC added AI fraud detection in Singapore & UAE, & for transaction monitoring, & as they have a 24/7 transaction monitoring pipeline, fraud response is so much faster. SC has strict anti-fraud policies in the UK, but some users have complained about slow dispute processes.
Whether international SC cards have slightly better fraud detection or not, there’s real-time alerts with India’s OTP system. No matter which part of the world you are located in, always ensure that you have transaction alerts & two-factor authentication turned on to be on the safe side.