I dont redeem points often. Will they expire if I dont use them?
Card- HSBC Premier Credit Card
Yes, HSBC reward points expire after 3 years from the date of accrual.
For the HSBC Premier Credit Card, the good news is that reward points do not expire as long as your card is active and in good standing. So if you’re someone who likes to save up points for a big redemption later, you’re safe.
Just make sure your card stays active with regular usage and payments. If the card is inactive or closed, you could lose the accumulated points. But otherwise, there’s no time limit forcing you to redeem them.