Does PNB have credit cards tailored for businesses, startups, or corporate entities? Are these cards available for both small businesses and large corporations? Do these credit cards provide higher credit limits to support business expenses? Are there expense management tools like detailed transaction tracking and expense reports? Do they offer customized rewards on business-related expenses (such as office supplies, fuel, travel, and utility payments)? Does PNB offer interest-free credit periods for business purchases? Are there options for EMI conversion on large business transactions? Is there an option for multiple employee add-on cards with customized spending limits? Are there travel benefits, including airport lounge access or corporate travel discounts? Do these cards provide cashback on business expenditures? Are there insurance covers, such as purchase protection, travel insurance, or business liability insurance? Who can apply for a business credit card—self-employed professionals, entrepreneurs, or corporate firms? What documents are required (business registration certificate, income proof, etc.)?
Individual Credit Cards from PNB:
Features of PNB’s personal credit cards include cashback incentives, reward points, and international acceptance. These cards accommodate various financial needs and spending patterns. You can visit PNB’s official credit card page to learn more about the advantages and requirements for each card.
Alternatives for Business Credit Cards:
If you’re specifically looking for business credit cards with special perks, several banks have business-oriented solutions. PNB Community Bank, for example, offers business credit cards with features including online account administration, fraud monitoring, introductory annual percentage rate (APR) for purchases and balance transfers, and no annual fees.