Fees and Charges applicable on HDFC Millennia Credit Card

Credit Cards HDFC
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1

What are the Fees and Charges applicable on the Millennia Credit Card?

2

Here are the fees and charges for the HDFC Millennia Credit Card:

  1. Annual Fee: ₹1,000 (waived on meeting spending criteria).
  2. Interest: 3.49% per month (49.8% p.a.).
  3. Late Payment Fee: ₹100 to ₹1,100.
  4. Cash Advance Fee: 2.5% (min ₹500).
  5. Overlimit Fee: 2.5% (min ₹500).
  6. Foreign Transaction Fee: 3.5%.
  7. Duplicate Statement Fee: ₹100.
  8. Card Replacement Fee: ₹100.
  9. Reward Redemption Fee: ₹99.

Always check the latest terms from HDFC for updates.

3

@harshita_garg has done a great of putting al the charges for the HDFC millennia credit card.

So I would give my 2 cents on this, it is a good card for the segment it targets. with many benefits, and the entry into the SmartBuy ecosystem of HDFC.