Curious about how to redeem points earned on your CRED IndusInd RuPay credit card for flights and hotels? What are the redemption rates, expiry policies, and tips to get the best value from reward points on popular travel booking platforms.
The CRED IndusInd RuPay card’s points redemption system is designed to encourage travel and lifestyle spending:
- Reward points earned can be redeemed at different rates depending on usage:
| Redemption Use Case | Redemption Rate |
|---|---|
| Flights and Hotels (via Ixigo, Expedia) | 1 point = ₹1 |
| CRED Store (merchandise, offers) | 1 point = ₹1 |
| Bill Payments inside CRED app | 1 point = ₹0.50 |
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Points expire after 24 months if not redeemed.
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The card does not have airline transfer partnerships, so points use is limited to bookings on platforms like Ixigo and Expedia with direct monetary value.
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Users can combine card rewards with portal discounts (such as Ixigo 10% sale) for additional savings.
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The monthly cap of 5,000 points on e-commerce and travel limits the maximum effective cashback achievable per cycle.
In essence, redeeming points for flights and hotels gives the best value (₹1 per point) compared to bill pay redemptions, making the card a solid travel cashback option within those platforms.