How do cardholders earn reward points on transactions? Are reward points awarded on all types of spending, or only on specific categories like dining, travel, fuel, or shopping? Do different PNB credit cards offer varying reward rates? Are there any special promotions or accelerated reward points for certain transactions? How can cardholders redeem their accumulated reward points? What are the available redemption options—such as cashback, discounts, travel bookings, vouchers, or merchandise? Is there a minimum number of points required before redemption? Do PNB credit card reward points have an expiration date? Is there a time limit within which cardholders must use their points? Does PNB have partnerships with airlines, hotels, or retail brands where reward points can be used? Can reward points be converted into air miles or used for travel-related bookings? Are there any restrictions on earning reward points, such as exclusions on specific transactions (e.g., utility bills, fuel purchases, EMI transactions)? Can reward points be transferred to another account or cardholder?
Through transactions, PNB credit cardholders can accrue reward points; the quantity of points depends on the type of card and the amount spent. Cash advances and fuel purchases are two examples of transactions that can not be eligible for points. Reward points can be exchanged for a number of advantages, including cashback, products, air miles, and vouchers. Customer service, the PNB Genie mobile app, or the PNB credit card portal are the three ways to redeem points. Crucial factors are the minimum redemption level, point value, and expiration date.