I need a basic credit card with minimal fees and easy access. How can I apply for the IndusInd Nexxt Credit Card, and what are the eligibility criteria and required documents?
The IndusInd Nexxt Credit Card is a simple tier of the credit card that aims at providing customers with a budget product. You can do so by going online through the IndusInd bank site or mobile app, or by visiting a branch of IndusInd bank.
Eligibility Criteria:
- Applicant should be resident of India.
- Applicant must be 18 to 70 years of age.
- Be steadily employed (salaried or self-employed), minimum salary is not determined.
- fair credit score of 650 to 700+ is recommended
Steps for Applying:
- Enter the official website of IndusInd Bank or go through the IndusInd mobile Banking app
- Find and choose the Nexxt Credit Card.
- To begin, fill in the application form by clicking on the button Apply Now
- Give personal, contact and income/employment information
- Enter the Aadhaar OTP or Do a video call to complete the e-KYC verification in case it is needed
- Submit mandatory documents or decide to submit at your local branch of SBI
- Avoid non verified agents to keep the process valid and secure.
Documents Required
- PAN Card
- Aadhaar Card or a valid address document (Passport, Utility Bill etc).
- Recent Passport Sized Photograph
- Income Proof (latest salary slips or bank statements; ITR for self-employed)
- Valid mobile number linked to Aadhaar (needed for OTP)
Post Application :
The authorization of the card after determining its validity normally takes 7-10 days of working days. One may find out its application status online by checking on the reference number provided when making the application.