I am a 19 year old, second year student currently doing internship and have no regular income, so will I able to apply for a student credit card?
Yes, you may apply for a credit card with no income or internship income. There are two types of students credit card that are add-on card and Credit Card against Fixed Deposits.
Yes, you can apply for a student credit card even if you don’t have a regular income. Many banks offer student credit cards in India based on minimal documentation, especially if you’re pursuing higher education or have an active student bank account. Since you’re doing an internship, it may strengthen your application. However, it’s important to use your credit card responsibly spend less than 30% of your credit limit, always pay your bills on time, and avoid late payment charges. This will help you build a good credit score early.
Yes, you can apply for a student credit card even without regular income. Some banks offer student credit cards against a fixed deposit, so you don’t need to show income proof. You can also mention your internship stipend as income if the bank accepts it for low-limit cards.
Another option is to get an add-on card from a parent or guardian. It will be issued in your name but linked to their credit card account. Check with banks that offer student or FD-backed cards and compare a few before applying. You have a few good ways to get started.