How to Choose the Best Forex Credit Card?

Credit Cards
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Consider These Factors Before Applying:

:one: Low Forex Markup Fee – Cards with 0-2% markup help save money on currency conversion fees.
:two: Global Lounge Access – Choose a card with Priority Pass or LoungeKey membership if you travel frequently.
:three: High Rewards on Forex Spends – Some cards offer 3.3% or more in travel rewards for international purchases.
:four: Travel & Airport Benefits – Look for cards that include complimentary airport lounge access & insurance coverage.
:five: Zero Cross-Currency Fees – If you travel to multiple countries, forex cards with preloaded currencies help save on conversion costs.

SOME BEST CREDIT CARDS :

  1. Yes Bank First Exclusive Credit Card
  2. IndusInd Legend Credit Card
  3. RBL World Safari Credit Card
  4. Kotak Privy League Signature Credit Card
  5. American Express Platinum Travel Credit Card
  6. Standard Chartered Ultimate Credit Card
  7. IDFC FIRST Wealth Credit Card
  8. IndusInd Pinnacle Credit Card
  9. Kotak White Reserve Credit Card
  10. Citi Prestige Credit Card
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In my opinion some of the best Zero Markup Forex Credit Card are

  1. RBL World Safari
  2. Federal Scapia
  3. ixigo AU
  4. Yes Bank True Zero Markup

Although the good old “zero forex markup” trap, sounds fancy, but you still want to know what you’re actually paying. Zero markup just means no extra fee from the card company. But the exchange rate still comes from Visa, Mastercard, or whatever network your card uses.
you can check the conversion Here
It’s usually a bit higher, but still way better than what regular cards slap you with…

I have RBL World Safari and Federal Scapia.
Since the Scapia blundered, the card is now almost useless with a 40K limit. Pretty happy with RBL World Safari though. The fee is 3000+GST and it can be waived by calling customer care. You will get a MakeMyTrip welcome voucher worth 3000, 2 quarterly visits to the domestic lounge, and 2 yearly international lounges via priority pass. Also, you will be getting travel insurance with 1-year validity and a coverage of $50000.