Just figured out a way to transfer HDFC points to Qatar airlines with a 1:1 ratio. The trick or hack has been doing rounds on twitter and reddit for a bit now,
So instead of transferring directly to Qatar airways, you can transfer your HDFC points to Finnair Plus at a 1:1 ratio. The same points can then be transferred from Finnair to Qatar airways loyalty program, giving you an effective rate of 1:1 for HDFC to Qatar airways transfer.
Did you know this hack?
No, I didn’t knew about this, thanks for telling for this.
How can HDFC credit card users transfer their reward points to Qatar Airways Privilege Club at a 1:1 conversion rate, and what specific cards or conditions make them eligible for this transfer option?
When I first explored transferring my HDFC reward points to Qatar Airways Privilege Club, I was curious to see if the rumored 1:1 conversion rate was truly available. After reviewing official sources and user experiences, here’s what I found.
Currently, HDFC Bank allows members to transfer reward points to Qatar Airways Avios through its Rewards360 or SmartBuy platform.
However, the standard transfer ratio is 2 HDFC reward points = 1 Avios for premium cards like Infinia and Diners Club Black. The 1:1 rate isn’t a default option — though some users have reported getting it temporarily during limited-time promotions or system errors.
That said, there are a few smart ways to maximize value. You can first transfer your points to Finnair Plus (which usually offers a 1:1 conversion from HDFC) and then move those Avios to Qatar Airways, since both programs use the Avios ecosystem. Additionally, keep an eye out for bonus transfer campaigns from Qatar Airways Privilege Club, which occasionally increase Avios earned per transfer.
To stay updated on ongoing offers or conversion bonuses, you can visit Qatar Airways’ official Privilege Club offers page: