I earn ₹60,000 per month – Which credit card offers the highest cashback on online shopping in India?

Credit Cards
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I’m looking for a credit card that maximizes cashback, especially on platforms like Amazon, Flipkart, and Swiggy. With a ₹60,000 monthly salary, which card offers the best cashback rates , additional perks like EMI options, and minimal annual fees? Suggestions for cards like SBI SimplyClick, ICICI Amazon Pay, or Axis Flipkart are welcome.

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A Shopping Credit Card is specifically designed to cater to the needs of avid shoppers. Unlike a generic Credit Card, it’s tailored to offer plenty of benefits, such as higher reward points, cashback and exclusive discounts, primarily on shopping transactions.
There are many shopping credit cards in India such as-
1.) Amazon Pay ICICI Bank Credit Card-
Amazon prime users gets 5% cashback and non prime members get 3% cashback on every purchase you make on Amazon. It Offers 2% cashback on making payments to over 100 partner merchants using this card. comes with no joining or annual fees. However, late payment charges may apply and can range from ₹100 to ₹1,300, depending on the outstanding amount.
2.) Flipkart Axis Bank Credit Card
It gives 7.5% cashback on Myntra, 5% cashback on flipkart and cleartrip.
You will also earn 4% on preferred merchants. Here’s the link to list of preferred-

Joining fee and annual fee both are Rs. 500.
3.) SBI SIMPLY CLICK-
10X reward points on exclusive partners(Appolo 24/7, Myntra etc.). Annual Fee and joining fee are Rs. 499 .
4.) HDFC Millennia credit card-
5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Zomato & more. 1% cashback on spends at other categories Joinng fee and annual fee are Rs. 1000.

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With a ₹60,000 income, the best cashback credit cards for online shopping are ICICI Amazon Pay, Axis Flipkart, and SBI SimplyCLICK. ICICI Amazon Pay is best for Amazon users, offering 5% cashback for Prime members and 3% for others, with no annual fee. Axis Flipkart gives 5% cashback on Flipkart and 4% on Swiggy, with a ₹500 annual fee waived on ₹2 lakh yearly spend. SBI SimplyCLICK offers 5x rewards on Amazon, BookMyShow, and more, with a ₹499 fee waived on ₹1 lakh spend. Choose ICICI if you mostly shop on Amazon, or Axis if you spend more on Flipkart and Swiggy.