IndusInd Celesta Credit Card: How to Apply Online, Eligibility Criteria, Documents Required

I recently came across the IndusInd Celesta Credit Card—an ultra-premium card offering Club Marriott membership, airport lounge access, golf games, and concierge services. Is it invite-only or requires a referral? What are the eligibility requirements, how do you apply online, and how smooth is the process?

My friend has recently applied to this card and stated that the process was relatively easy provided that person was eligible. They say that the process is fast and easy as long as the paperwork and income supporting documents are ready.

IndusInd Celesta Credit Card Eligibility Criteria:

  • Needs to be a citizen of India and between 21 and 65 years old
  • Should possess a regular monthly net income of 20000 or 2.4 lakhs per annum.
  • Credit score that is in range between 700 and 900
  • There is no need of referral or invite to be done
  • They will also take into account income stability and can enquire about financial stability or work stability/ history

How to Apply for the IndusInd Celesta Credit Card Online:

  • Visited IndusInd Bank site and searched the page with the name of the card,IndusInd Celesta Credit Card, and pressed apply on the page
  • Submitted the basic details such as PAN, mobile number, email, and income
  • e-KYC was done immediately
  • submitted 2 of the last 2 months salary slips and a bank statement of the last 3 months
  • Send a copy of passport-size photo (digital)
  • There was no necessity to go to any of its branches-it did everything on-line

Documents Required for IndusInd Celesta Credit Card:

when applying online, they requested the following:

  • PAN Card
  • Aadhaar Card (id and address proof)
  • The two recent payslips
  • Last 3 months Bank statement
  • A digital upload of one passport size photograph.

Approval Process and Card Delivery for IndusInd Celesta Credit Card:

Confirmations in the documentation were made a day after and it took a span of 2 working days to be approved
Physical card reached in less than 6 days time once approved and Application status could be tracked in the website under your mobile number or application ID

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