Limit of HDFC Millennia Credit Card

Credit Cards HDFC
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What is the limit of the HDFC Millennia Credit Card?

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Credit Limit

The credit limit is determined by HDFC Bank based on the applicant’s profile.

Eligibility Criteria

  • Age: Minimum 21 years
  • Income:
    • Salaried: ₹35,000/month
    • Self-Employed: ₹6 lakh/year

Fees & Charges

  • Cash Advance Fee: 2.5% of the withdrawn amount or ₹500, whichever is higher.
  • Fuel Surcharge: 1% fee on transactions above ₹15,000 (max ₹3,000 per transaction).
  • Utility Bill Payments: 1% fee on transactions above ₹50,000 (max ₹3,000 per transaction).
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The credit limit for the HDFC Millennia Credit Card varies based on your income, credit score, and banking history with HDFC. Salaried applicants need a minimum income of ₹35,000/month, while self-employed individuals require ₹6 lakh/year. The final limit is decided by the bank and can be increased over time based on usage and repayment history.