Usage of HDFC Millennia Credit Card Cashback

Credit Cards HDFC
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How can a customer use the cashback earned?

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You can use the cashback earned through the HDFC Millennia Credit Card in the following ways:

  1. Statement Credit: Directly offset your credit card bill with cashback by redeeming the earned CashPoints.
  2. Gift Vouchers: Convert cashback into vouchers for shopping, dining, or entertainment.
  3. Travel: Redeem cashback for flight and hotel bookings, or use them to cover travel expenses through the HDFC rewards portal.
  4. Merchandise: Use cashback to buy a wide range of products from HDFC’s reward catalog.
  5. Partial Payment for Purchases: Use cashback to partially pay for purchases or services.

The flexibility of cashback usage makes it super convenient for cardholders! :credit_card::moneybag:

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1. Adjust Against Credit Card Bill (Best Option)

  • Minimum 500 CashPoints required for redemption.
  • Request redemption via NetBanking or customer care.

2. Redeem for Flight & Hotel Bookings

Use CashPoints to book flights and hotels through HDFC SmartBuy.

  • 1 CashPoint = ₹0.30 for travel bookings.

3. Convert to Vouchers & Products

Redeem for gift vouchers, electronics, and lifestyle products from the HDFC Rewards Catalog.

  • 1 CashPoint = ₹0.30 (varies based on the product).

4. Redeem for Airmiles

Convert CashPoints to Airmiles for airline loyalty programs.

  • 1 CashPoint = ₹0.30 (conversion rates may vary).