I want to gain some knowledge about the charges on my bank of baroda credit card
To know in detail about the applicable Charges you may refer to the “TARIFF OF CHARGES” by clicking Credit Cards – Benefits, Features, Best Credit Cards in India – BOBCARD. These charges are subject to change at the sole discretion of BOBCARD from time to time.
Bank of Baroda credit cards come with a few common charges that are good to be aware of. There is the annual or renewal fee, which depends on the card type, and it can sometimes be waived off if you spend above a certain amount in a year. If you pay less than the total due, finance charges apply on the balance, and these are usually in the range of 3 to 3.5 percent per month. Late payment fees kick in if you miss the due date, and there are also cash advance charges if you withdraw cash using the card. Other possible charges include over limit fees, foreign transaction markup, and cheque return fees. You can see the full updated list in the Schedule of Charges on the BOB Financial website or confirm by calling 1800 103 1006.