What are the different membership tiers, and how do they work in Axis Bank Atlas Credit Card?

Credit Cards Axis
1

Are there different levels of card membership, and what are the distinctions between them?

2

The Axis Bank Atlas Credit Card offers Silver, Gold, and Platinum membership tiers. The tier is determined by your spending patterns and rewards earned. As you progress to higher tiers, you unlock better reward rates and exclusive travel benefits.

3

Yes, the Axis Bank Atlas Credit Card has three membership tiers: Silver, Gold, and Platinum. Your tier depends on how much you spend in a year.

You start at Silver. Spend ₹7.5 lakh in a year to move to Gold, and ₹15 lakh or more to reach Platinum. Higher tiers give more Edge Miles, lounge access, and better rewards. The tier resets every year based on your annual spend.

4

Membership Tiers in Axis Bank ATLAS Credit Card:

Silver Tier

Every cardholder starts at the Silver tier by default. This is the entry-level tier where you earn Edge Miles on regular spends, enjoy accelerated rewards on travel spends through the Travel Edge portal, airlines, and hotels, and get access to complimentary domestic and international lounges.

Gold Tier

You are upgraded to the Gold tier when your annual card spends cross ₹7,50,000 (eligible categories only). At this stage, your lounge access increases, you receive higher milestone Edge Miles, and your renewal benefits improve compared to the Silver tier.

Platinum Tier

The highest tier is Platinum, unlocked when your annual spends exceed ₹15,00,000. This level offers the most comprehensive travel privileges, including the highest number of domestic and international lounge visits, the largest milestone Edge Miles, and the best annual renewal benefits.

How the Tiers Work

• The upgrade is based on your anniversary year spends (12 months from your card issuance or reset date).

• If your spends fall short in a year, you may be downgraded to a lower tier.

• Certain categories like jewellery, rent, wallet loads, government payments, insurance, fuel, utilities, and telecom are excluded from counting toward tier upgrades or milestone rewards.

Key Takeaway

The ATLAS card’s tiered structure is designed to reward frequent travellers and high spenders. If you spend moderately, Silver may suffice. For frequent travellers with higher spends, Gold and Platinum tiers significantly enhance lounge access, bonus Edge Miles, and travel benefits.

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