What are the documents required for increasing my idfc first credit card limit?

Credit Cards IDFC First
1

I want to increase my credit card limit. What are the necessary documents and procedure for the same?

2

To increase the credit limit on your IDFC FIRST Bank Credit Card, please email the below documents:

  1. Salaried customers: Bank statement showing the salary credits for the last three months
  2. Self-employed customers: Last year’s ITR with total income computation
3

For increasing the limit on your IDFC first credit card, you need to submit your salary slips, ITR data etc. For them to verify that you handle the increased limit and will not be a defaulter.

Apart from these obvious changes you also need to have a Good Credit Score (CIBIL 750+), a good credit mix, Good credit utilization ratio and finally a good repayment history.

Hope you get the limit to wanted

4

To increase your IDFC FIRST Bank credit card limit , you generally need to provide income proof documents such as your latest salary slips, Form 16, ITR, or bank statements showing regular income/credit. Sometimes, if you already have a good repayment history and high credit score , the bank may offer a pre-approved limit enhancement without extra paperwork. The procedure is simple: you can place a limit increase request through the IDFC FIRST Bank mobile app, net banking, customer care, or by visiting a branch , submit the required documents if asked, and the bank will review your eligibility before approving the new limit.