First of all can anyone tell me what is “unsolicited” term,why every is taking about them
Actually Banks and these financial institution loves to use these type of term to make you think that they only know there work 
.So yeah this “unsolicited” simply means “not asked for”
If a credit card is received without prior application or consent, it is considered unsolicited. In such cases, do not activate the card and contact the card issuer immediately to report the unsolicited card and request its cancellation. Failure to do so could lead to potential issues, including unauthorized charges or negative impacts on your credit report.
I am attaching the rbi guideline around it…
Happy swiping Buddy…
