What is the billing cycle for PNB credit cards?

Credit Cards
1

The billing cycle is the fixed period (usually 30 days) for which all transactions, such as purchases, cash withdrawals, and fees, are recorded. At the end of the billing cycle, the credit card statement is generated, showing the total outstanding balance, minimum due amount, and due date. Each cardholder is assigned a specific billing date when the statement is generated. The due date for payment is usually 15 to 20 days after the statement date. Example: If the billing cycle is from 1st to 30th of a month, the statement is generated on 30th or 1st of the next month, and the due date could be around 15th or 20th of the following month. Some Cardholders can check their credit card statement, PNB net banking, mobile app, or customer service to know their specific billing cycle. banks allow customers to request a change in their billing cycle for convenience (e.g., aligning with salary credit dates). It’s important to check whether PNB offers such flexibility. The billing cycle determines the interest-free period (time between the transaction date and the due date) which can range from 20 to 50 days depending on when the purchase was made.

2

Billing Cycle Length: Usually 30 days
Statement Generation Date: Fixed during the month (e.g. 5th, 10th, 15th etc.)
Due Date for Payment: Generally 15-20 days post-statement date
Grace Period: From 20 to 50 days depending on the transaction date
If your billing cycle is from 1st to 30th of the month a statement will be generated on the 30th and your due date may be around the 15th-20th of the following month. You can check your specific billing date through PNB Net Banking, the PNB One app, or your monthly statement.

3

PNB credit cards usually have a 30-day billing cycle, with the statement generated on a fixed date each month. The due date is typically 15 to 20 days after the statement date.

For example, if your cycle is from the 1st to the 30th, your bill might be due around the 15th of the next month. You can check your billing cycle through PNB net banking, the mobile app, or customer care. PNB may also allow you to change your billing date if needed. The interest-free period can go up to 50 days based on your transaction date.