What is the eligibility criteria for the Bank of baroda credit card?

Credit Cards BoB
1

I want to apply for a bank of baroda credit card. What is the eligibility criteria for it?

2

TIARA CREDIT CARD:

  • Indian Resident
  • Age Criteria:
    Salaried: Age 21 to 60 years
    Self-Employed: Age 21 to 65 years
    Min Annual Income >= Rs. 7.2L

SNAPDEAL CREDIT CARD:
Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

• If a Non-BOB Customer:
i. Salaried: Annual Income to be >= ₹3.6 L
ii. Self-Employed: Annual Income to be >= ₹4.8 L

• If a BOB Customer:
Salaried or Self-Employed: Annual Income to be >= ₹2.4 L

SELECT CREDIT CARD
Indian Resident

• Salaried/Self-employed with an income >₹4.8 Lakhs p.a.

• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

3

To apply for a Bank of Baroda credit card, you need to meet the following eligibility criteria:

  • Age: Applicants should be between 21 and 65 years old. Add-on cardholders must be at least 18 years old.

  • Income: Both salaried and self-employed individuals are eligible. The minimum annual income requirement varies by card type, starting from ₹3 lakh per annum.

  • Employment Status: Applicants can be either salaried employees or self-employed professionals.

  • Nationality: Applicants must be Indian residents.

Meeting these criteria enhances your chances of approval, but the final decision rests with the bank after reviewing your complete application.

4

To apply for a Bank of Baroda credit card you need to meet some basic eligibility conditions. You should be at least 18 years old and either salaried, self employed, or a professional with a stable income. Banks usually prefer applicants with a good credit score (750 and above), though some entry level cards may allow lower scores. Your income requirement depends on the specific card, for example premium cards need a higher salary or income proof. You also need valid identity and address documents like PAN, Aadhaar, or passport. You can check detailed card wise eligibility on the official BOB Financial website.