I’m thinking of getting a SBI credit card. What is the eligibility for getting an SBI credit card?
SBI isn’t too strict about eligibility, but you do need a good credit score and proof of income. Generally, you must be:
- At least 21 years old
- Salaried or self-employed with a stable income
- Able to provide documents like an Aadhaar card, PAN card, salary slips, or bank statements.
For self-employed individuals, they also ask for IT returns and profit/loss statements, which can be a bit of a hassle. If you have a credit score above 750, your chances of approval are much higher.