I primarily spend on groceries, online shopping, and dining, and I’m looking for a card that gives high reward points per transaction . I also want easy redemption options for flights, hotels, or gift vouchers. Cards like HDFC Millennia or Axis ACE seem good, but are there better options for reward maximization in my income bracket?
Yes, there are many other better options for reward maximizing credit card apart from HDFC Millennia and Axis ACE under Rs. 60,000 salary-
1.) HDFC Diners Club Premium Credit Card-
Eligibility-
Age must be between 21 to 60 years
Monthly income should be more than Rs. 60,000
Rewards-
You can earn 4 reward points for every Rs 150 you spend
Enjoy 10X reward points for international spends on your card.
The reward points can be redeemed for booking airline tickets and making hotel reservations.
2.) Yes Bank Ace Credit Card-
Eligibility-
Age between 21 to 60 years
Monthly income- Less than 25,000 required
Rewards-
Enjoy fuel surcharge waiver at fuel pumps across the country.
Earn reward points on your spends and redeem them through YES Rewardz.
Benefit from a preferential foreign currency markup rate of just 2.75%.
SBI SimplyClick-
Eligibility-
Monthly Income of ₹15,000
Age limit- Between 21 years to 60 years
- Earn one reward point on every Rs.100 on other spends.
- Get 10x reward points for online purchases made at partner stores including Cleartrip, Bookmyshow, Dominos, Yatra, Myntra, Netmeds and Apollo 24/7.
- 5X reward points on all other online spends.
https://www.sbicard.com/en/personal/credit-cards/shopping/simplyclick-sbi-card.page