Getting an offer for a credit card and HDFC is giving me an option to choose one credit card among the 3. I have an option to get either of Millennia, Swiggy and Tata Neu.
My major expenses would be online shopping and occasional travel. Can someone here please guide?
| Card name | Benefits | Best for |
|---|---|---|
| HDFC Millennia credit card | 5% cashback on Amazon, Flipkart, Swiggy, Zomato, and other top merchants. 1% cashback on all other spends. Airport lounge access (domestic).Fuel surcharge waiver. | Frequent online shoppers who prefer cashback on top e-commerce platforms. |
| HDFC Swiggy credit card | 10% cashback on Swiggy orders (Food, Instamart, Dineout, Genie). 5% cashback on online shopping (Amazon, Flipkart, etc.). 1% cashback on other transactions. Airport lounge access. | Frequent Swiggy users who spend a lot on food delivery and dining. |
| HDFC Tata Neu Credit Card | 10% NeuCoins on Tata brands (BigBasket, Croma, Tata 1mg, Tata Cliq, etc.). 5% NeuCoins on non-Tata spends. Airport lounge access. | People who frequently shop on Tata platforms and want NeuCoins instead of cashback. |
