Will i earn reward points for UPI spends using Bank of Baroda credit cards?

Credit Cards BoB
1

I am a frequent UPI user. Will i receive reward points of my bank of baroda credit card via upi payments?

2

Yes, credit card on UPI transactions will earn only core reward points. UPI transactions are not eligible for accelerated bonus points.

3

For most Bank of Baroda credit cards, UPI transactions made by linking your card number through apps like BHIM or Paytm are not eligible for reward points. BOB Cards specifically excludes wallet loads, fuel spends, and UPI transactions from earning rewards. If you want to maximize points, it is better to use your card directly for shopping, dining, travel, or online payments. You can confirm the exact list of eligible and excluded spends in your card’s terms on the BOB Financial website or by calling 1800 103 1006.