Is the HDFC Millennia card lifetime free?
The HDFC Millennia Credit Card can become lifetime free if the cardholder makes 4 transactions of ₹500 or more each in the first 3 consecutive months from the card issuance. If this condition is met, the annual fee of ₹1,000 is waived.
No, the HDFC Millennia Credit Card is NOT lifetime free by default. However, you can get the annual fee waived based on your spending.
Annual Fee & Waiver Conditions:
| Fee type | Amount | How to get a waiver? |
|---|---|---|
| Joining Fee | ₹1,000 + GST | No waiver |
| Annual Fee (from 2nd year onwards) | ₹1,000 + GST | Spend ₹1 lakh in the previous year to get the fee waived |