Are Premium Credit Cards Worth the Annual Fee?

i am going to get credit card but need to know are the premium ones really better according to the fee they take?
also i need to know what other special features i can get

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Go for it if you travel often internationally, You spend ₹5L+ per year (especially on travel/dining),You want luxury perks. If your not able to relate with any of these things you should not go for premium cards.
Some special features on premium credit cards are-
1.) Concierge Service
2.) Foreign Currency Markup
3.) Airport lounge access
4.) Golf games