Most of the finance apps that I see are standard and made for people who are earning (like the financial goals or investment tracking apps).
I am a student and I am wondering if there is an app that is solely made for genz or teens? Something that does not emphacise on earnings and can help me plan my expenses/savings better? Just wondering if there is any such app
yes, there are some finance apps in India that feel made for Gen Z: lightweight, visual, mobile-first, and more forgiving than traditional banking tools. I’ve tried a few and below are some of my favourites along with what makes them good.
From my experience, here’s what feels important:
• Clean, easy design (not too many buttons or menus)
• Instant / minimal setup (mobile/KYC should be quick)
• Real-time updates: expenses, balance, maybe small investments
• Budgeting tools with nudges, not just charts
• Features around micro-investing, auto-savings, or spare change investing
• Transparent fees or none at all
It’s a neo-banking product backed by a real bank, but everything’s digital, fast, and built for young users.
You can track your spends, set goals, automatic rules for saving.
This one’s cool for saving passively: it rounds off your spare change (from daily spends) and invests in digital gold.
Good if you want something that works in the background without effort.
More than just budgeting: mutual funds, insurance, fixed deposits, etc. But still friendly UX and mobile-first.
Also has features like categorizing spends, credit score monitoring.
If investing interests you, this feels less intimidating than traditional stock trading apps.
Direct mutual funds, with simple dashboards, plus some more advanced tools if you want to explore.
If I were you and wanted one app to try first, I’d go with Fi — it hits a lot of the Gen Z sweet spots: good design, low friction, helpful automations, and enough features without feeling overwhelming.
You can check out ET Money here:
see what they offer, how things are laid out, and whether it feels like something you’d stick with.