I heard about the Axis Insta Easy Credit Card, a digital-first card offering instant approval, no joining fee, and basic rewards on everyday spends. What are the eligibility norms, can anyone apply online, and how seamless is the approval process?
One of my friends had recently applied for this card and said that he did not face any problems with the application because his income and credit score were on a standardized level. In particular, he noted that no referral was necessary, and all the process is digital and simple.
Axis Insta Easy Credit Card Eligibility Criteria:
- Must be an Indian citizen and between the ages of 18-70 years
- He/she must have a working fixed deposit at Axis Bank (usually of 20,000 or more rupees).
- No evidence of income and no minimum wage.
- No defined range of credit score required; applicants with no or little credit history can apply.
- No invitation, no referral necessary
How to Apply for the Axis Insta Easy Credit Card Online:
Open a fixed deposit account with Axis Bank that has at least 20,000 rupees of balance
Log on to Axis Bank web site. Or use Axis Mobile banking.
Go through the credit card section there and click ‘Insta Easy Credit Card’.
Connect your FD account with the card and do the KYC steps.
Send your application online.
Documents Required for Axis Insta Easy Credit Card:
You may be required to submit:
- PAN Card
- Aadhaar Card (id and address proof)
- Axis Bank FD account details
- A digital upload of one passport size photograph.
Approval Process & Timeline for Axis Insta Easy Credit Card:
Authority is instantly granted after the FD is authenticated and connected. It is usually sent in terms of 2-4 business days after successful application.
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