I have a Bajaj Allianz bike insurance policy and wanted to understand the claim process better. Could you please explain how claims are handled under Part A and Part B of the policy, and what the key differences are between these two parts?
I had the same doubt when I was going through my Bajaj Allianz bike insurance policy, and here’s what I found.
In Part A, the coverage mainly focuses on Own Damage (OD), which means protection for damages to your own bike caused by accidents, fire, theft, natural calamities, or man-made incidents. This part ensures your vehicle is financially protected if something happens to it.
On the other hand, Part B covers Third-Party Liability (TP). This means if your bike causes injury, death, or property damage to another person, Bajaj Allianz takes care of the legal and financial liabilities.
So, in simple terms, Part A is about your bike’s safety, while Part B is about your responsibility towards others on the road. Together, they provide complete protection.
For more details, you can visit the official Bajaj Allianz website here: