Benefits of HDFC Millennia Credit Card

Credit Cards HDFC
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What is the benefit of taking an HDFC Millennia card?

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The HDFC Millennia Credit Card offers several benefits, especially for those who frequently shop online. Key advantages include:

  1. High Cashback:
  • 5% Cashback on online shopping at platforms like Amazon, Flipkart, Swiggy, Zomato, and more.
  • 2.5% Cashback on other online transactions.
  • 1% Cashback on offline purchases and wallet reloads.
  1. Welcome Benefit: ₹1,000 CashPoints on joining.
  2. Quarterly Milestone Benefit: Spend ₹1L in a quarter and get a ₹1,000 gift voucher or airport lounge access.
  3. Fuel Surcharge Waiver: Get 1% waiver on fuel transactions (₹400 to ₹5,000).
  4. Annual Fee Waiver: Spend ₹1L annually to waive the ₹1,000 fee.
  5. Easy Redemption: Redeem cashback for statement credit, travel, gifts, or shopping vouchers.

Perfect for those who shop online often and want to earn rewards in the process! :credit_card::money_with_wings:

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1. High Cashback on Popular Brands

5% Cashback on:

  • Amazon, Flipkart, Swiggy, Zomato, Myntra, Tata Neu, etc.
  • (Minimum transaction of ₹2,000 required)
  • Capped at ₹1,000 per month

1% Cashback on:

  • All other online & offline spends
  • (Capped at ₹750 per month)

No cashback on fuel, rent, wallet loads, and government payments.

2. Travel & Lifestyle Benefits

4 Free Domestic Lounge Access (1 per quarter).
1% Fuel Surcharge Waiver on transactions of ₹400-₹5,000.

3. Multiple Payment Flexibility

EMI Option – Convert transactions above ₹2,500 into EMIs.
AutoPay for Utility Bills – Hassle-free bill payments.

4. Welcome Bonus & Annual Fee Waiver

₹1,000 worth of CashPoints on spending ₹30,000 within 90 days.
Annual Fee of ₹1,000 + GST waived on spending ₹1 lakh annually.