Benefits of the Bihar student credit card

I am student from Bihar and want to know the benefits of Bihar Credit Card Scheme?

If you are from Bihar, under Bihar Student Credit Card Scheme, students residing in the state can get an Education Loan of ₹4 lakh at 4% interest, for students with disability, female students and transgender students at only 1% interest. This government- backed student loan scheme in Bihar supports undergraduate students and offers much more favorable terms than any other student credit card in India.

One of the key benefits of the Bihar Student Credit Card is that it offers a loan of up to ₹4 lakhs to pursue undergraduate studies at an interest rate as low as 4%. For female students, students with disabilities, and transgender students, the interest rate is reduced to just 1%.