Recently Started Using HDFC PayZapp.Can anyone here in finanjo community can help me to extract maximum benefits of using this app
Hello there @Shivam. I tried to make a comprehensive answer for the question asked
I have spent good amount of time while using and while it’s not perfect, it actually packs a bunch of useful features. If you’re wondering whether it’s worth using
What I liked about PayZapp:
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All-in-one platform – UPI, wallet, and card payments all in one place. No app juggling.
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Recharge & bill payments – Mobile, DTH, electricity, gas — done in seconds.
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CashPoints system – You earn cashback (₹1 = 1 point) on select spends. Redeem inside the app.
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Ticket booking built-in – Flights, trains, buses, hotels… all bookable from the app itself.
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Wallet-to-bank transfer – Once you complete full KYC, you can move funds freely to your bank.
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Biometric + PIN login – Pretty solid security if you’re careful about transactions.
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Not just for HDFC users – Anyone can use it, no need to have an HDFC account.
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SmartBuy + QR payments – Use it for partner offers or just scan & pay offline.
https://offers.smartbuy.hdfcbank.com/offer_details/smartbuy/15282/Zmilm2U%3D