Best HDFC Credit Cards to Use on SmartBuy for Maximum Benefits

HDFC SmartBuy users obtain maximum benefits from their shopping when they select the correct credit card. The SmartBuy interface works with certain HDFC cards to produce superior cashback rewards and more reward points that enable better shopping and travel savings.

Among all HDFC credit cards the Infinia stands superior as the top choice. SmartBuy users with this card will earn reward points at 10X the normal rate that can be used for booking flights along with hotels and additional services. The exceptional premium benefits such as unlimited lounge entry and concierge services make this card stand at the peak of its category.

The HDFC Diners Club Black Credit Card provides users with 10X reward points during SmartBuy transactions. This card serves both regular jetsetters alongside patrons seeking high-end amenities in their lifestyle benefits.

Daily users will find the HDFC Regalia Credit Card to be a fantastic choice because it provides five times rewards for SmartBuy transactions. Users who hold this card benefit from free access to lounges as well as travel-related advantages.

The HDFC Millennia Credit Card offers ideal online shopping benefits because it provides 5% cashback through SmartBuy purchases.

SmartBuy users should activate their offers regularly because SmartBuy offers automatic savings efficiency regardless of their chosen card.

Best is anyday infinia but the eligibility is too high and not everyone has it. Regalia and Diners club black are some other great alternatives.

I have a Diners privilege and I recently got INR 1100 worth of rewards on a flight ticket of INR 16k, which is a pretty decent 6.6% reward rate.

I completely agree with your point. Infinia really is the top-tier card on SmartBuy, offering 10X reward points along with premium perks like unlimited lounge access and dedicated concierge services. However, its high eligibility criteria mean that it remains out of reach for many users. Not everyone can meet the spending or income requirements necessary to secure an Infinia card, which leaves a lot of people looking for alternative options.

So, use the right HDFC credit card + SmartBuy portal= Big rewards!

Best HDFC Credit cards for SmartBuy:

Credit Card SmartBuy Benefit Monthly Cap
HDFC Infinia 5x rewards points (33.3% return) Rs. 15,000 per month
HDFC Diners Black 5x rewards points (33.3% return) Rs. 7,500 per month
HDFC Regalia 2x rewards points (13.3% return) Rs. 2,000 per month
HDFC Millennia Up to 5% cashback (on Amazon, Flipkart, etc.) Rs. 1,000 per month
HDFC MoneyBack+ 5% cashback on SmartBuy Gift Cards Rs. 1,000 per month