Hello everyone, does anyone know what are the best mutual fund apps and investment platforms available in India in 2025?
That’s a good question, and you’re not alone most of us just want a simple, friendly place to buy our first mutual fund without hidden charges or jargon.
Best Mutual Fund Apps You Can Use Today
Below are six platforms that most Indians already trust. You can open an account in under ten minutes and start with as little as ₹100.
| App / Website | How You Add Money | Good Bits for You |
|---|---|---|
| Groww | UPI or net banking | Zero fee, only direct plans |
| Zerodha Coin | UPI or net banking | Flat ₹50 a month after ₹25k; direct plans only |
| Kuvera | Net banking | Free forever, direct plans, family login |
| Paytm Money | UPI or net banking | No account fee, quick KYC |
| HDFC MF App | Net banking or auto-pay | Same-day SIP if you bank with HDFC |
| ICICI MF App | Net banking or auto-pay | Same-day SIP if you bank with ICICI |
How You Can Start Right Now
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Pick any one app above and download it.
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Sign up with your phone number and email.
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Upload your PAN and a selfie KYC is done in under five minutes.
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Choose a fund, tap “Start SIP,” pick an amount (₹500 is fine), and set the date just after salary day.
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Link your bank account once; the money will go out automatically every month.
Points That Help You
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All these apps give you direct plans, so more of your money stays invested.
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Keep your net banking or UPI PIN in hand, first payment is smoother that way.
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Use the same email and phone for the app and your bank it avoids OTP delays.
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Once a year, open the app and see if the fund still matches your goal; if not, you can switch with one click.
Suggested App for Different Investor Types
| Investor Type | Recommended App | Reason |
|---|---|---|
| Beginner | Groww / Paytm Money | Easy interface, zero fees |
| Existing Zerodha User | Zerodha Coin | Flat monthly fee, integrated with trading |
| Family Investor | Kuvera | Family login, free forever |
| Bank-Linked SIP | HDFC / ICICI MF App | Same-day SIP if bank account linked |