If you have a Standard Chartered (SC) credit card issued in one country but are currently residing in another, what’s the most efficient and cost-effective way to pay off your credit card dues? Should you consider international wire transfers, third-party remittance platforms, or linking an NRE/NRO account if you’re an NRI? Are there any fees, currency conversion charges, or delays associated with cross-border payments, and does Standard Chartered offer any global banking features that can simplify such repayments?
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The easiest way is to set up auto-debit from your Non-Resident External or Non-Resident Ordinary account if you have an SC India credit card. If you’re abroad, use international wire transfers or online banking (Wise, Remitly, SC Global Link) to avoid forex fees. Some SC branches offer cross-country payments for premium customers. Verdict: If you have an SC India card, link it to your NRE account. If you’re paying from abroad, use low-fee remittance services instead of direct wire transfers.