By what time should you deposit a cheque to get same-day clearance under the new RBI system?

Banking
1

What is the latest cheque deposit time for same-day clearance under the new RBI Continuous Cheque Clearing System (CCCS) starting October 4, 2025?

2

To ensure same-day clearance, cheques should be deposited before 2 PM at bank branches.

  • Some banks may extend this window to 3–4 PM based on operational capacity.
  • Cheques dropped after the cut-off time will clear the next morning.
    Banks like HDFC, SBI, and ICICI are upgrading systems for faster updates and near-instant cheque status visibility through mobile and online banking.