Can I Apply for the HDFC Millennia Credit Card with a New Job?

My new employment has only recently begun. Will I be able to apply for the HDFC Millennia Credit Card?

Yes, you can apply for the HDFC Millennia Credit Card even if your new employment has only recently begun, as long as you meet the eligibility criteria.

For salaried individuals:

  • Minimum monthly income: ₹35,000.
  • Age: 21 to 40 years.
  • Employment: You may need to show your latest salary slip or bank statement to verify your income.

If your income meets the required threshold, you should be eligible to apply. However, some applicants with limited work history or income may face additional scrutiny. It’s always a good idea to check with HDFC for any specific requirements for new employees.

Applying for the HDFC Millennia Credit Card is possible, however acceptance is contingent upon fulfilling the requirements.

Qualifications for Salaried Workers

  • Minimum Income: ₹25,000 per month
  • The age range required is 21 to 60 years old.
  • Work Status: The individual must be a confirmed employee and not on probation.

Documents Needed by New Job Candidate:

  • Pay slip over the previous three months
  • Bank Statement (wage credit for the last three months)
  • Offer letter from the company (if your wage history is less than three months)
  • Proof of Identity and Address (Aadhaar, PAN, Passport, etc.)