Is it possible to withdraw my application after I’ve submitted it?
Yes, you can cancel your application by contacting Axis Bank customer support or visiting a branch. Provide your application reference number and request cancellation. Ensure that the application has not already been approved and processed.
Yes, you can cancel your Axis Atlas Credit Card application before it’s processed. Just call Axis Bank customer care or visit the nearest branch and request to withdraw your application. If the card hasn’t been approved or dispatched yet, they can usually stop it right there. Once the card is processed or shipped, cancellation gets harder and may involve additional steps like destroying the card or sending a written request.
Yes, people say you can cancel the application before it’s approved and processed. They mention contacting customer care of Axis Bank or going to a branch with the application reference number and asking them to withdraw the application.
But once the application has been approved or the card dispatched, cancellation becomes difficult (or may involve more formal steps).
My Take / What I’d Do
If I had applied for the Axis Atlas Credit Card and then changed my mind before approval:
1. I would immediately call Axis Bank customer care (using the number on the official website) and explain that I want to withdraw or cancel the application, giving them my application reference number.
2. If needed, I would also visit my nearest Axis Bank branch in person with identity proof, and ask them to cancel the pending application. Having the reference number and any acknowledgement or email/SMS about application submission helps.
3. I’d follow up (via email or on the app) to make sure the request has been processed—i.e. that the application status is updated to “cancelled” instead of “under process” or “approved”.
4. Keep records: note down the date and time of calling, name of customer care executive, either email acknowledgments or receipts, so you have proof if there is any issue later.
What to Be Careful About
• If any fees have already been charged (though usually they aren’t until approval or dispatch), check whether you can get them reversed.
• Confirm that no card/kit has been dispatched. If the card has already been sent out, cancellation might require destroying the card and might not be guaranteed.
• Make sure that there are no commitments tied to the application (e.g. joining fee payment triggered on dispatch etc.)