Can all purchases be converted into EMIs, or are there specific conditions (e.g., minimum transaction amount)? How can a cardholder request EMI conversion—via net banking, mobile app, or customer service? Is the option available at the time of purchase or only after the transaction is completed? What interest rates apply to EMI conversions? Are there processing fees or prepayment charges for early repayment?
AU Small Finance Bank offers EMI conversion for purchases of ₹2,000 or more. To convert, use the AU 0101 App or Net Banking, select ‘Xpress EMI’, choose the transaction and tenure, and confirm the conversion. The AURO Chat Bot can be used for EMI conversion,or call 1800 1200 1500. Processing fees are 1% of the transaction amount, with interest rates varying based on the tenure. For more information, go to the AU Small Finance Bank website or contact customer service.
How to Convert AU Bank Credit Card Transaction to EMI
For detailed terms and conditions, please refer to the [AU Small Finance Bank website] (https://www.aubank.in/convert-to-emi) or contact their customer service.