Can the AU Small Finance Bank credit card be added to international digital wallets like Apple Pay or Google Pay for convenient online and in-store payments? What steps or requirements are involved in linking the credit card to these digital wallets? Once linked, can the cardholder use the credit card for payments via these digital wallets, and are there any associated fees?
Yes, you can link AU credit card to international digital wallets. RuPay credit cards can be connected to UPI-based apps like Mobikwik, Paytm, or BHIM.
Download a UPI app, register, add your card.
Select AU Small Finance Bank as the issuing bank, and create a UPI PIN in order to link your card.
However, credit cards from other networks are not supported; only credit cards from the RuPay network can be linked to UPI applications.
Yes, you can link your AU Small Finance Bank credit card to international digital wallets like Apple Pay and Google Pay, provided your card is issued on the RuPay network.
Linking AU RuPay Credit Card to Google Pay:
AU Small Finance Bank supports the integration of RuPay credit cards with UPI-enabled apps such as Google Pay. To link your card:
1. Open the Google Pay app on your smartphone.
2. Navigate to “Payment Methods” or “Add Payment Method”.
3. Select “Add Credit/Debit Card”.
4. Enter your card details (number, expiry date, CVV, and billing address).
5. Complete OTP verification sent to your registered mobile number.
6. Set up a UPI PIN if you haven’t already.
7. Your RuPay credit card will now be linked and ready for UPI-based transactions.
This setup enables you to make payments by scanning UPI QR codes and use the Tap & Pay feature for contactless payments .
Apple Pay Compatibility
Currently, AU Small Finance Bank does not support adding RuPay credit cards to Apple Pay. While Apple Pay is compatible with many major banks and card issuers in the Asia-Pacific region , RuPay cards are not yet accepted on this platform.
Additional Information
Card Eligibility: Only RuPay credit cards can be linked to UPI-enabled apps. Cards from other networks like Visa or Mastercard are not supported .
Daily Transaction Limits: There are daily transaction limits for UPI payments using RuPay credit cards, which can be set or modified through the AU 0101 mobile banking app .
Reward Points: For eligible RuPay credit cards, you can earn 1% cashback on UPI transactions, capped at ₹100 per statement cycle .
For more detailed information and assistance, you can visit the official AU Small Finance Bank website: