Does PNB provide an option to set daily or monthly spending limits on my credit card? Can I customize transaction limits for different types of expenses like online shopping, ATM withdrawals, or POS transactions? How can I enable or modify the transaction limits on my PNB credit card? Is there a mobile app or online banking feature to set spending limits on my credit card? Are there any charges for modifying transaction limits on my PNB credit card?
Yes, PNB provides an option to set daily or monthly spending limits on your credit card. You can set spending limit either by PNB’s website or PNB’s app.
For PNB’s application
- Open PNB ONE app and log in with your credentials.
- Go to Services → Service Request → Change Card Limit.
- Choose your credit card from the list.
- Select the type of limit you wish to modify (e.g. swipes, online, contactless).
- Enter your desired limit, following the bank’s guidelines.
- Confirm the change with your transaction password.
- You’ll see a success message once the new limit is in effect
For NetBanking
- Log in to PNB Internet Banking.
- Go to Value Added Services (or Card Services) → Debit/Credit Card Personalization (or Change Card Limit).
- Select your credit card and the transaction category (ATM, POS, e‑com, contactless).
- Enter the new limit you wish to set.
- Submit and authenticate via OTP on your registered mobile.
- A confirmation will appear once the limits are updated.
No, there are no charges for modifying transaction limits on my PNB credit card?