Yes, PNB provides an option to set daily or monthly spending limits on your credit card. You can set spending limit either by PNB’s website or PNB’s app.
For PNB’s application
- Open PNB ONE app and log in with your credentials.
- Go to Services → Service Request → Change Card Limit.
- Choose your credit card from the list.
- Select the type of limit you wish to modify (e.g. swipes, online, contactless).
- Enter your desired limit, following the bank’s guidelines.
- Confirm the change with your transaction password.
- You’ll see a success message once the new limit is in effect
For NetBanking
- Log in to PNB Internet Banking.
- Go to Value Added Services (or Card Services) → Debit/Credit Card Personalization (or Change Card Limit).
- Select your credit card and the transaction category (ATM, POS, e‑com, contactless).
- Enter the new limit you wish to set.
- Submit and authenticate via OTP on your registered mobile.
- A confirmation will appear once the limits are updated.
No, there are no charges for modifying transaction limits on my PNB credit card?