I’m considering linking my Aadhaar to the FamPay app for smoother verification, but I’m a bit worried about data safety. Can I really trust that FamPay is secure enough to protect my Aadhaar details, and what privacy measures do they follow?
That’s an excellent question. Here’s my take to help you assess whether you can trust FamApp (formerly FamPay) when it comes to linking your Aadhaar.
What suggests the app is reasonably safe:
• FamApp explains that when you complete Aadhaar-based KYC, the process is done to unlock full features and improve overall security of the network of users.
• They point out that your card (“FamCard”) is numberless and key data is stored inside the app behind device‐locks (PIN/fingerprint) rather than on a physical card.
• Since the service is provided through regulated payments infrastructure (they partner with a prepaid payments issuer) the app is operating in a regulated environment rather than completely unmonitored.
Because of these factors, linking Aadhaar for KYC here doesn’t look like a wild gamble, in fact it seems fairly standard for a fintech payment service in India.
What you should keep in mind / check:
• Even though the backend seems secure, linking your Aadhaar is still handing over highly sensitive identity information. That means that if something goes wrong (data breach, misuse, mistake) the risk is higher compared to linking something less sensitive.
• Check the privacy policy of the app to see how they store, use, share and retain your Aadhaar and KYC information. I found a version of their privacy policy that shows they collect and may share data with their partner issuer.
• The app says they do not store your information that you provide to verify yourself. While that’s a strong claim, you’ll want to verify exactly what “not storing” means: maybe they don’t store raw images but do store metadata or approval logs.
• Make sure your mobile number linked to the Aadhaar is under your control, and that your device is secure (biometric lock, strong password) because if someone else gets access to your mobile number or account, that increases risk.
• If you decide to link Aadhaar, you should monitor for any unusual account activity afterward. If you feel insecure, contact their support for clarifications or ask if you can unlink.
Here’s the official website for the app so you can check more details directly:
