Can I do an RTGS transfer from my Canara Bank account after normal banking hours, like in the evening or late at night, or is it only allowed during branch working times?
I always thought money transfer stops when the bank closes, until I tried doing it at night myself.
Can RTGS be done after banking hours in Canara Bank?
Yes as from my experience, RTGS works even at night or when the bank is closed, because NetBanking and mobile banking works for 24/7 even at night. During holidays only online RTGS works while the bank branch counter are not available after banking hours.
RTGS Limits & Charges
| Point | Details |
|---|---|
| Minimum transfer | No minimum limit for online RTGS |
| Maximum transfer | Depends on your daily online bank limit |
| Charges at branch | May be charged as per bank policy |
| Charges online | Often low cost or free |
| Best time to avoid delay | Early morning or late night |