If I need to send money urgently after bank closing hours, can I still do an RTGS transfer through HDFC Bank at night or on a holiday, and will it be processed instantly or get delayed until the bank opens the next working day?
I once had to send money after 9 PM and was unsure if it would go through, so here’s what i got to know. Yes, RTGS can be done after banking hours in HDFC Bank but only if you’re using the online mode.
How it works?
NetBanking and mobile banking work for 24/7, even at night. During holidays, only online RTGS works while the bank branch counters are not available after banking hours.
HDFC RTGS Availability After Bank Hours
| Method | Works After Banking Hours? | Timing |
|---|---|---|
| HDFC Net Banking | Yes | 24×7 |
| HDFC Mobile App | Yes | 24×7 |
| Bank Branch/Counter | No | Only during branch hours |
| Holidays/Sundays (Online) | Yes | 24×7 |